IV Annual Risk Conference | JAR 2026 – Experts

Senior Director and global head of Risk Analytics and Consulting at CRIF, where he leads advanced analytics and advisory solutions worldwide. With more than 25 years of international experience in more than 20 countries, he specializes in Basel AIRB, IFRS 9, climate and environmental risks, customer management and decision-making based on artificial intelligence.

Previously, he led the Credit Policy Unit at CRIF Ratings and held various executive positions at Experian. He regularly speaks on topics related to credit risk, regulation, sustainability and the responsible use of artificial intelligence.

Risk and Analytics Consultant at CRIF, where he supports financial institutions across the Americas in strengthening their capabilities in risk management, credit life cycle and analytics. With experience in consulting, data science and banking, he has led initiatives in credit risk management, AI-based decision-making, process optimization and digital transformation.

Sebastián combines solid analytical experience with a business-oriented approach, helping organizations turn complex data into practical strategies and measurable results.

He holds a bachelor’s in Economics from the Pontificia Universidad Católica Madre y Maestra. He holds master’s degrees from Columbia University in New York and the Pontificia Universidad Católica de Chile; and has also completed specializations at multilateral organizations and central banks such as the U.S. Federal Reserve and the European Central Bank, among others.

He has more than 20 years of experience in macroeconomics and monetary policy, and currently heads the Monetary Programming and Economic Studies Department of the Central Bank of the Dominican Republic. He has been a lecturer at several universities and has published research in the areas of macroeconomics, monetary policy and fiscal policy. In addition to his work at the Central Bank, he has been a consultant for the World Bank in Washington, D.C. and for the United Nations Development Programme (UNDP) in the Dominican Republic.

Economist, mathematician and executive with more than 23 years of experience in strategy, finance, risk management, transformation and new business development. He has spent much of his career in the financial and fintech sectors, where he held senior management positions such as CEO, Senior VP and CFO. He has also served on boards of directors and committees of financial, retail, pharmaceutical, hospitality and technology organizations.

He holds master’s degrees in Financial Economics and Pure Mathematics, as well as doctoral studies in Finance. He complemented his executive education with programs at Harvard Business School, Chicago Booth and IESE Business School. He has twice been recognized with the Central Bank’s Research Award.

He is currently the founder of Novaluxe and Preadium Risk. His professional interest centers on decision-making in complex contexts and on organizational adaptation to scenarios of growing uncertainty.

Felipe Cuello is a professor of Public Policy at the Universidad Pontificia de Santo Domingo. He served in both the Trump campaigns and the 2016/17 transition team, in a substantive foreign policy role. His previous service includes the United Nations in-house think tank, the International Maritime Organization, the European Union’s development aid arm and the office of a Member of the European Parliament before the UK’s withdrawal from the EU. He is also co-author and voice of the audiobook "Trump's World: Geo Deus", released in January 2020.

Emilio García is a professional with more than 25 years of experience in financial markets, treasury and fixed income. He currently works as a strategic and market financial advisor. He was VP of Treasury at Banco Múltiple Caribe for 11 years, Head of Trading and Capital Markets at BancTrust & Co., and Director of Middle Office at the World Bank/Ministry of Finance, where he led the management of the Dominican public debt portfolio, helped create the market makers program and executed the Ministry of Finance’s first IRSwap hedging transaction together with the IDB. He also worked as a futures trader at Schneider, trading interest rate derivatives (Schatz, Euribor 3M, TED Spread).

He holds the Certificate in Quantitative Finance (CQF) and the Certificate of Bank Treasury Risk Management (BTRM); completed the ESADE-Wharton Advanced Management Program and holds an MSc in International Securities, Investments and Banking (Henley Business School-ICMA) and a Master’s in Finance (IESA). He holds dual degrees in Systems Engineering and Civil Engineering.

Economist (B.A.) with a Master’s (M.A.) in Financial Risk Management and postgraduate studies in Data Science. He is a member of the Global Association of Risk Professionals (GARP), holding the professional designations Certified Financial Risk Manager (FRM) and Energy Risk Professional (ERP). He has broad experience (10+ years) in risk management roles as a consultant, practitioner and researcher, and finally as a regulator. He has more than 8 years as an instructor and lecturer in various master’s programs in financial risk management, derivatives and treasury.

He currently serves as Director of Economic Studies at the Superintendency of Banks. Previously, he served as Chief Risk Officer of the Securities Market Superintendency.

He currently serves as Commercial Director at Seguros Crecer, S.A., and has more than 18 years of experience in the Dominican insurance sector. Throughout his career he has held various leadership positions at market-leading companies, in both insurance brokerage and insurance carriers, including heading the reinsurance and claims areas.

He holds an MBA from IE Business School (Madrid, Spain) and a Bachelor’s in Business Administration from the Pontificia Universidad Católica Madre y Maestra (PUCMM), with a concentration in international business. He complemented his executive education with a postgraduate degree at Barna Business School.

A professional with 40 years of experience in the insurance industry, specialized in the technical area of insurance policy contracts. A graduate in Business Administration from INTEC with studies in Senior Marketing Management at Barna, he has complemented his education by taking part in numerous specialized insurance training programs.

He began his professional career at the then Compañía Nacional de Seguros (later SEGNA) on March 17, 1986, in the Claims department. Later, on March 1, 1990, he joined ROS & ASOCIADOS as Technical Deputy Manager.

He currently serves as Technical Vice President of the insurance brokerage firm ROS & ASOCIADOS, where he has worked for the last 36 years. He is responsible for the proper underwriting of policies for all clients, as well as for managing the General Risks portfolio.

He has taken part as a speaker and panelist at numerous professional events, giving talks on specific topics of the sector.

A professional with more than 30 years of experience in the insurance and reinsurance industry in Latin America, with an outstanding career at insurance companies, reinsurers and regulatory bodies.

He has held senior executive positions at Swiss Re America Corporation, where he served as Senior Vice President – Head Market Underwriter for Latin America, leading the underwriting of Property contracts.

He is currently Executive President of Reaseguradora Santo Domingo (Dominican Republic), CEO of Meraki Group Consulting (Miami, USA) and Chief Financial Officer of ALACES (Spain).

His experience combines strategic vision, regional leadership, technical actuarial analysis and deep knowledge of the Latin American market.

A graduate of the Law School of the Universidad Dominicana O&M in 1990. He began in the insurance industry in 1979, later graduating as an Insurance Technician from the Instituto Técnico de Seguros (ITS) in 1982.

For several years he worked for a firm of adjusters, then in 1990 moved to Compañía Nacional de Seguros, serving as Claims Manager, until his later appointment as Director of that Department.

In 1997 he decided to become an Independent Adjuster to offer his services to the different insurance companies in the market, founding the firm J.A. De los Santos & Asociados, SRL, which he currently chairs.

He has taken part in different congresses, courses and training programs in the different lines of insurance, both nationally and internationally, as well as in round tables and talks in the sector.

Bachelor’s in Business Administration and Master’s in Operations Management, with more than 24 years of experience. Specialist in Process Management, Risk, Business Continuity and Information Security, with ISO 9001 quality certification.

She is currently Director of the Operational Risk, Business Continuity and Information Security Area at Centro Financiero Crecer. In this role she is responsible for planning and directing risk management strategies comprehensively, ensuring compliance with the established risk appetite and making sure they can continue despite any interruption or incident that affects the company.

Enrique Gómez Lobera is a Telecommunications Engineer from the Universidad Politécnica de Madrid. He has worked at the BBVA Group for 28 years in areas such as Technology, Internet Banking and Process Transformation. For the last 11 years he has performed Control functions in the area of technology risk and non-financial risks. He has been Global Head of Third-Party Risk at the BBVA Group since 2017, leading, among other projects, the Group’s adaptation to the DORA Regulation.

Alexis has more than 18 years of experience in audit for clients in various sectors, both local and international.

He has broad experience in audits of financial services and service companies. He has also carried out due diligence procedures and advised on IFRS implementation processes.

With more than 30 years in the financial sector, Jesús Cornejo has extensive experience in Banking and Capital Markets in the Dominican Republic and Mexico, where he has shown his professional ability and leadership skills.

He began his career in Risk at Citibank Mexico in 1994. He later led the Mortgage Credit area until being named Assistant Vice President of Portfolio Management. In 1999 he was assigned to the Dominican Republic as Chief Risk Officer of Citibank’s Consumer Banking.

In 2003 he accepted the position of Chief Risk Officer at Banco Altas Cumbres and in 2007 he changed direction in his banking career by accepting the position of Treasury and Sales Head at JMMB Puesto de Bolsa. After a successful career in the Dominican securities market, in 2011 he was named Vice President of Risk at the Asociación Popular de Ahorros y Préstamos. In 2018 he accepted the General Management of the JMMB Group’s Investment Fund Administrator in the country.

Since January 2025 he has held the position of Executive Vice President of Banco Múltiple Vimenca.

He has served on the Boards of Directors of several associations and companies in the Dominican Republic, including the Stock Exchange, the Brokerage Firms Association and ADOSAFI, the Dominican Association of Investment Fund Administrators. He is currently President of the Dominican-Mexican Chamber of Commerce and Investment.

Jesús has a degree in Industrial Engineering from the Universidad Panamericana and a Master’s in Business Administration from EGADE - ITESM in Mexico. He is a graduate of the Kellogg CEO Management Program and the PADE – Senior Management Program of BARNA Management School.

Clara Amelia Yaryura is an economist and specialist in integrated risk management, internal audit, corporate governance, fraud prevention and regulatory compliance, with more than 20 years of experience in the financial and public sectors.

She is currently Head of Internal Audit at the Banco de Desarrollo y Exportaciones (BANDEX), after serving for seven years as Vice President of Risk Administration, where she took part in the transformation of the BNV into BANDEX and in strengthening its risk management and control framework. She has held leadership positions at the Internal Revenue Service and the Securities Superintendency, as well as at planning and international cooperation bodies.

She holds a Master’s in Economics with a concentration in Public Policy from the Pontificia Universidad Católica de Chile, with additional training in Corporate Finance, risk-based audit, fraud prevention, AML/CFT and corporate governance.

Aracelli Cardozo is the Lead Audit and Assurance Partner for Central America, Panama and the Dominican Republic. She has more than 26 years of experience in Audit for clients in various sectors, both local and multinational, especially financial, commercial and manufacturing companies.

Aracelli’s experience includes the planning, execution and supervision of financial audits under International Standards on Auditing and prepared in accordance with full International Financial Reporting Standards (IFRS) and IFRS for Small and Medium-sized Entities, the preparation of audit reports, agreed-upon procedures, limited reviews, compilations and IFRS convergence projects.

Finance and economics professional with more than 17 years of experience in capital markets and financial management, with a PhD in Finance from Alliance Manchester Business School. She was Treasury Director of the Central Bank of the Dominican Republic, leading market operations, the management of the US$14 billion international reserves portfolio and representing the institution before bodies such as the World Bank, the New York Fed and the Bank for International Settlements. Founder of Core Capital, a strategic financial consulting firm later integrated into Xolver. Currently Executive Director of Primma Advisors, where she leads the first multi-sector private debt fund in the Dominican Republic and is part of the Investment Committee of AFI Universal’s Private Debt Fund; previously, a member of the Board of Directors and the Investment Committee of BHD Fondos.

Rupesh Tailor is a consultant and facilitator for banks in the areas of Asset and Liability Management (ALM), capital and liquidity management, and stress testing, including ICAAP and ILAAP. He has 26 years of experience and has worked for international institutions such as Goldman Sachs, Barclays, Bank of America, Merrill Lynch, Morgan Stanley and Nordea Asset Management. He has advised and trained numerous banking groups, including Global Systemically Important Banks (G-SIBs), emerging-market banks, regional banks and multilateral development banks. Over the last 14 years, he has delivered more than 250 training courses. He earned a Master’s (MA) in Economics from the University of Cambridge, graduating with first-class honors.

Dany Cajas is an Economist Engineer from the Universidad Nacional de Ingeniería of Peru and holds a Master’s in Finance from the Universidad del Pacífico of Peru. Creator of Riskfolio-Lib, the most modern and complete portfolio optimization library in Python worldwide, with more than 3.8 thousand stars on Github and more than 1.2 million downloads. Author of the book "Advanced Portfolio Optimization: a Cutting-edge Quantitative Approach" (Springer Nature). He has 7 years of experience in financial planning and management control at Peruvian financial system institutions, 6 years as a lecturer in quantitative finance and 7 years as an independent developer of risk and investment management software for fintechs, hedge funds and family offices.

Joaquín Galermes is an actuary and risk modeling specialist, focused on the financial quantification of cyber risk using methodologies such as FAIR. At Safe-U he works on developing models to translate cybersecurity, operational continuity and third-party risk scenarios into economic metrics such as expected loss, VaR and TVaR. He complements his professional training with the Master’s in Integrated Risk Management.

Daniela León is an expert in pricing and revenue growth, with more than 18 years of experience designing monetization strategies in various industries, including banking, aviation, hospitality, education and manufacturing.

As Founder & CEO of Value of Insights, she leads a boutique consultancy that helps organizations in Latin America turn pricing into a lever for profitability, strategic alignment and sustainable value creation.

Previously, she was Director of Pricing & Analytics at Banco de Crédito del Perú (BCP), where she led pricing strategies that helped increase revenue by 32%. Based on those results, she drove the creation of Credicorp’s Revenue Management & Pricing Center of Excellence, bringing pricing capabilities, methodologies and best practices to the group’s different businesses.

Her career has been recognized with international awards such as the FICO Vanguard Award and Fintech Americas Disrupt, highlighting her impact and innovation in pricing and revenue management.

Daniela is also the creator of the Revenue Management Congress, a pioneering Spanish-language forum dedicated to raising the strategic role of pricing and revenue management in Latin America. She holds Executive MBAs from the Kellogg School of Management and the Universidad Adolfo Ibáñez, and a Bachelor’s in Economics from the Universidad del Pacífico.

Integrated risk management executive, Director of Risk Consulting and quantitative risk specialist, with more than 24 years of experience in financial institutions, microfinance, the securities market, credit bureaus and specialized consulting. He is founder and Executive Director of ADRISK, as well as co-founder of the Peruvian School of Risk Management. He is an author, researcher, postgraduate lecturer and international speaker, with his own developments in credit risk, operational risk, Monte Carlo simulation, machine learning and artificial intelligence.

Walter Paiva is a Peruvian executive specialized in Model Risk Management, financial risks and artificial intelligence, with 21 years of experience in the financial system. He is currently Corporate Manager of Model Risk Control and Validation of Financial Risk Models at Banco de Crédito del Perú (BCP), covering various companies of the Credicorp Group in Latin America.

He has been leading the development and evolution of the corporate model risk framework, including its adaptation to generative artificial intelligence and agentic systems. He is also a lecturer, researcher and international speaker, having taken part as a speaker at specialized events in Peru, Colombia and other countries in the region.

He has been Vice President of the Model Risk Technical Committee of ASBANC Peru.

Economist from the Universidad Nacional de Colombia, with a master’s in Applied Mathematics from the same university and a master’s in Public Policy from Georgetown University in the United States.

He is currently founding partner of Logique Consulting, a company specialized in consulting for the financial system, and a member of the Board of Directors of BMI Colombia.

He has served as Deputy Delegate Superintendent for Capital Markets and Delegate Superintendent for Pensions at the Financial Superintendency of Colombia. He was a consultant at the World Bank on assessing the physical impacts of natural disaster risks.

He served as Director of Economic Studies at the Colombian Association of Pension Funds and has broad experience in managing risks of pension funds and trust companies.

Industrial engineer with a postgraduate degree in capital markets, who also holds the FRM (Financial Risk Manager) certification. More than 18 years of experience in risk management at multilateral entities, private banking, Asset Management, pension funds, insurers and trust companies. He currently serves as Vice President of Risk (CRO) for Latin America at Skandia.

Jorge L. García is Director of Financial Stability at Banco de México, where he has worked since 2000. He has taken part in various projects related to financial regulation, risk assessment, crisis management and safeguarding financial stability. Since 2010 he has represented Banco de México in various working groups of the Basel Committee on Banking Supervision (BCBS), the Financial Stability Board (FSB) and the Committee on the Global Financial System (CGFS). Born in Guadalajara, Mexico, he earned a bachelor’s in economics from the Instituto Tecnológico Autónomo de México and a master’s and PhD in economics from the University of Rochester.

Professional with more than 20 years of experience in Technology and cybersecurity within the Dominican financial sector.

He currently heads technology and information security supervision of financial intermediation entities from the Superintendency of Banks of the Dominican Republic, where he leads initiatives on sector cyber resilience, digital fraud prevention and continuous risk-based supervision. He has held high-responsibility roles in data protection at two major banks in the country and at the supervisory body, building a comprehensive view of technology risk from commercial banking, public banking and the supervisory role.

He holds a Master’s in Information Systems with a specialization in Information Security from the Stevens Institute of Technology (New Jersey, USA), holds the CISSP certification from ISC2, among other certifications, and has taught at university level for several years of his career.

Senior executive with more than 22 years of experience in the financial sector, specialized in integrated risk management, internal control and innovation. He is currently Vice President of Operational Risk at Banco Popular Dominicano, where he leads the operational risk, emerging risk and internal control functions.

His professional experience has been built in Chile, Panama and the Dominican Republic, holding executive positions at financial institutions of regional reach and leading transformation initiatives in risk and control models.

From his current position he has driven, together with his team, AURA, a multi-agent artificial intelligence ecosystem applied to operational risk management, which has made it possible to multiply the bank’s analytical capacity by seven. The initiative was recognized by Microsoft as a case of transforming operational risk supervision through artificial intelligence.

He is an Industrial Civil Engineer and Master of Engineering Sciences, with a concentration in Industrial Engineering, from the Universidad de Santiago de Chile.

Nelson is Marsh’s leader for Latin America and the Caribbean in Strategic Risk Consulting, with broad experience in Enterprise Risk Management, Business Continuity and IT Risks and Controls/Cybersecurity. Before joining Marsh, he worked for 25 years at a consulting and audit firm, including 14 years as a Risk Advisory Partner. He is a Systems Engineer and Industrial Engineer, with CISA, CISSP, CISM, CRISC, CRMA and MBCP certifications.

Luis Peña is Lead Partner of the Technology and Digital Risk practice at Deloitte Spanish Latin America. Originally from Santo Domingo, Dominican Republic, he moved to New York to pursue his university studies, where he later began his professional career at Deloitte. With more than 19 years of experience, he has advised leading organizations worldwide in technology risk management, strengthening controls and digital transformation. For eleven years he was part of Deloitte’s New York office, working with some of the most important companies in the international market. He currently lives in Mexico City, from where he leads regional initiatives to help organizations strengthen trust in their digital operations and face emerging technology challenges. He holds bachelor’s degrees in Management Information Systems and in Global Management from Binghamton University.

Mauricio Solano is a Risk Advisory Partner for Costa Rica, Nicaragua, Honduras and the Dominican Republic. He has worked at the firm for more than 29 years, where he has carried out projects for national and transnational clients. He holds certifications such as Certified Information System Auditor (CISA), Certified in Risk and Information Systems Control (CRISC) and ITIL Foundation, among others.

He has experience in risk analysis, development of external audit plans, development of detailed audit tests and evaluation of general IT controls. He has received training in NIAs external audit standards. He has also collaborated on different projects, external audits and compliance audits, in which he has been responsible for direction, management, planning, execution, reporting and preparation of findings letters.

Jorge Litvin is a criminal lawyer turned cybersecurity strategist: author, international speaker, university professor, founder and CEO of Safe-U and board advisor. He works at the intersection of cybersecurity, business risk, artificial intelligence and organizational culture, translating technical complexity into decisions that executives and boards can make.

He holds a master’s in criminal law, is a specialist in cybercrime, holds a diploma in law and technology, a diploma in AI and algorithmic investigations, and is certified in cybersecurity and in GRC (CC and CGRC | ISC2), in information systems risk (CRISC | ISACA) and in security culture (SACP | HLayer), among others.

He is the author of "Hackeados" (more than 200,000 downloads in 35 countries), has spoken at more than 300 events and taught at more than 30 universities on four continents. A regional media reference, he reaches more than 100,000 professionals on social media and has been a columnist and interviewee in outlets such as Forbes, Infobae, La Nación, El País and CNN, among others.

Senior executive with more than 30 years of experience in the financial sector, specialized in integrated risk management, internal control, corporate governance, compliance and financial management. He currently serves as Vice President of Non-Financial Risks and Internal Control at Banco de Reservas, leading the management of operational, legal, reputational, strategic risk, business continuity and prevention of ML/TF/PWMD, for both the Bank and its subsidiaries. He also serves as Managing Director in companies of the Banreservas Group.

He has a solid regional career in executive risk positions at financial institutions in Panama, the Dominican Republic and Argentina, including management of financial and non-financial risks, compliance, technology, information security and business continuity, with experience of liaison and reporting to various regulatory bodies in the region and the United States.

His experience is complemented by roles in financial management, strategic consulting, corporate governance, mergers and acquisitions, financial restructuring and audit at banking institutions and companies in different sectors. He has led multidisciplinary teams of up to 300 staff.

He is a National Public Accountant, with a Master’s in Finance and an MBA, with academic training at the Universidad Nacional de La Pampa, Universidad de Belgrano and IAE – Business School.

Laura Peña Berges is Vice President of Operational Risk and Internal Control at Banco BHD. She has more than 18 years of experience in the financial sector.

Throughout her career, she has developed solid experience in process improvement, operational risk management and its types, and internal control. She has also led strategic initiatives aimed at strengthening governance, operational risk management and organizational resilience, promoting the adoption of best practices and international standards aligned with business objectives.

She holds an MBA from the Rochester Institute of Technology (RIT) and a master’s in Business Administration from the Pontificia Universidad Católica Madre y Maestra (PUCMM). She is an industrial engineer, a graduate of the Instituto Tecnológico de Santo Domingo (INTEC). She is certified in ISO 31000 for Risk Management, complementing a comprehensive vision that combines strategy, management and strengthening risk culture in organizations.

Raquel has a career of more than 30 years in the financial sector, including 20 years in management positions in key areas such as Business, Digital Banking, Technology Services and Risk Management. She has led pioneering initiatives that have strengthened the control culture, operational efficiency and institutional resilience, actively contributing to the transformation of the sector.

For the last 12 years she has devoted herself to integrated non-financial risk management, including Regulatory Compliance, Anti-Money Laundering, Operational Risks, Information Security and Cybersecurity Risk, Business Continuity, Strategic Risk and Moral Hazard. She currently leads the risk area of the country’s main fintech, dedicated to processing financial transactions and administering banking sub-agents.

Her academic background includes a Master’s in Senior Management, a Postgraduate degree in General Management and international certifications in risk management, compliance, internal control and cybersecurity. She has been recognized with awards for efficiency and best performance, and has represented her institution as a panelist at congresses and as a lecturer in specialized banking risk diploma programs run by the Superintendency of Banks of the Dominican Republic.

Diego Noguero is Pre-Sales Director for Latin America at FICO, where he leads the Pre-Sales strategy and performance in the region, connecting technology, solutions and business to support clients in turning complex challenges into concrete results.

With more than 25 years of professional experience in technology and business solutions, Diego built his career by combining technical knowledge, solution architecture, business vision and team leadership. Throughout his career at FICO, he worked in different positions and initiatives, with solid experience in decisioning, data, artificial intelligence and solutions for the financial sector.

In his current position, his focus is on strengthening regional performance, developing talent and bringing FICO’s technology capabilities closer to the strategic needs of clients in Latin America.

Doctor in Management Sciences from the Universidad de Belgrano, Argentina. He holds a Diploma in Climate Change from the Universidad San Martín, Argentina. Specialized in finance and financial risks.

Founding member and past president of the Costa Rica Risk Professionals Association. He is currently Executive President of the Latin American Institute of Financial Risks of Costa Rica, Panama and El Salvador. Advisor to public and private financial institutions, as well as to banking control and supervisory bodies. Expert consultant in IFRS 9 and Basel III standards.

Advisor for institutional strengthening programs for multilateral financing organizations (IDB, CAF, CABEI). Since 1998 he has directed the execution of 240 finance and risk management projects at 105 institutions in 10 countries in the region.

He is a professor at the Banking School of Guatemala and a speaker at international forums and congresses on risk. Former professor at the Universidad de Buenos Aires, the Universidad Católica de Bolivia and the Universidad Internacional del Ecuador.

Partner at Management Solutions, head of the integrated risk management practice in Latin America. He is an Actuary and holds a degree in Economics from the Universidad de Buenos Aires (Argentina). He has more than 28 years in financial and strategic consulting; he has advised the main international financial groups in Europe and Latin America on the integrated management of their risks and on the implementation of regulations such as Basel, IFRS and, in recent years, on adopting artificial intelligence.

Commercial Engineer and Master in Finance from the Universidad de Chile, with more than 20 years of experience in regulation, banking supervision and integrated financial risk management. She currently serves as Head of the Financial Risk Division of the Financial Market Commission (CMF), leading the supervision of banking institutions on liquidity risk, market risk and interest rate risk in the banking book (IRRBB), as well as the implementation of Basel standards in Chile.

Andrés Granados Ruíz is Deputy Director of Financial Risks at the Latin American Reserve Fund (FLAR). Economist with a master’s in Economics from the Pontificia Universidad Javeriana, and a master’s in Public Administration with an emphasis on Financial Markets from Columbia University.

He is an expert in credit risk, capital adequacy, international reserves management, investment portfolio management and ALM. He has led projects to modernize risk and treasury systems and takes an active part in technical cooperation initiatives to strengthen risk management capabilities at financial institutions in Latin America.

Ana Tavárez is a Data Scientist, teacher and author of the book "Data Science: A Practical Guide". She holds a Bachelor’s in Economics (PUCMM), a Master’s in Management, Financial Management, Business Administration and Management (IE Business School) and a master’s in Data Science from OBS Business School. She is currently Director of Data and Analytics at Grupo Humano. She is a professor at the Instituto Tecnológico de Santo Domingo (INTEC) and at PUCMM, and founder of Data Talks.

Corporate Director of Non-Financial Risks at Grupo Cibest, with more than 21 years of experience in the financial sector. She currently leads the SOX and Internal Control areas, Model Risk, and the areas that develop the methodologies, tools and governance for ESG, operational, technology, cybersecurity and artificial intelligence risks. In her career at Bancolombia and Grupo Cibest, she has worked in the areas of PMO, strategy, business continuity and operational and strategic risks.

Professional with four decades of experience in the financial system (1986–2026), recognized for his leadership in integrated risk management, financial regulation, corporate governance and transformation of the banking sector in Mexico and Latin America. In 2025 he was internationally distinguished as a "Top Voice on Risk Management Innovation". From 2008 to 2025 he chaired the Credit and Risk Management Committee of the Mexican Banking Association (ABM). He is a Computer Engineer from UNAM and holds an MBA from IPADE Business School, with international certifications in Risk Management (Harvard), Digital Transformation & AI (MIT) and Data Science & AI (University of Chicago).

Junot currently leads the Broader Assurance Services (BAS) practice at PwC Dominican Republic and serves as Partner in risk, internal audit and internal control services, with more than 20 years of professional experience in various sectors, including the financial sector.

Throughout his career, he has headed numerous projects related to the design and implementation of risk management frameworks based on standards such as COSO and ISO 31000. He has led audits of operational, financial and business processes with a COSO-centered approach, and has managed diagnostic and assessment projects of the internal control system for financial institutions. He has also led internal audit transformation initiatives, including the structuring of audit committees and internal audit functions, as well as quality reviews of the internal audit function under IIA standards. He has also carried out projects to adapt the internal control system under Sarbanes-Oxley – SOX 404 for subsidiary companies registered with the SEC (U.S. Securities and Exchange Commission). His experience covers both the national and international fields, working in the Caribbean, Central America and South America.

He holds a Master’s in Finance and Banking Risk, is a Certified ISO 31000 Lead Risk Manager (PECB) and Certified Internal Control (IIA/COSO). He is an active member of the Institute of Internal Auditors and the Institute of Certified Public Accountants.

Alerso Pimentel is a specialist in capital markets and quantitative finance. He has worked in banking, the SIMV and the Stock Exchange, and advises pension funds, investment funds, EIFs and insurers on asset allocation, risk and portfolio management.

Founder and Managing Director at Yunque Capital and Founder and CEO at Quantech, he leads front/middle/back office solutions for the Dominican market. He is an economist from INTEC with a postgraduate degree in Banking and Quantitative Finance (UPV), CQF (Fitch Learning) and CFA® (CFA Institute).

Bachelor’s in Economics with a Master’s in Risk and Treasury Management, both degrees awarded by the Pontificia Universidad Católica Madre y Maestra (PUCMM). Certified as a Chartered Financial Analyst (CFA) and as a Financial Risk Manager (FRM). He has more than 12 years of experience in Dominican banking focused on Treasury and Risk. He currently serves as Financial Risk Analysis Division Manager at AFP Popular. He has teaching experience at various institutions in the areas of Risk and Treasury.

Executive Vice President of Integrated Risk Management (CRO) · Banco de Reservas de la República Dominicana · Founder and President · Dominican Republic Risk Management Club (CGR)

Economist with a Master’s in Senior Financial Management, with a dual degree from the Université Bordeaux IV (France) and the Pontificia Universidad Católica Madre y Maestra (PUCMM). He is currently pursuing a master’s in Artificial Intelligence applied to the financial sector. He has more than 22 years of experience in the Dominican financial sector.

In the field of monetary and financial administration, he served as Director of Risk Monitoring and Data Governance at the regulator and supervisor of the national banking system, where he led specialized prudential oversight of the financial system, regulatory alignment with international Basel standards and the rollout of technology tools for systemic supervision.

In the financial system itself, he led integrated credit risk management at one of the country’s main commercial banks, with responsibility for origination policies, portfolio monitoring, reserves/provisions, the regulatory reporting regime and capital self-assessment. He is also a founding partner of FinRisk Group, a consultancy specialized in financial risk with the application of artificial intelligence.

He holds the CFSA, ISO 31000, AML/CA, Global Risk Manager (NCR) and FRR® (GARP) certifications, and is a RAI™ candidate.

He is the founder and president of the Dominican Republic Risk Management Club (CGR), a non-profit professional association that brings together professionals and executives of the financial sector with the aim of promoting and developing risk management culture in the country, through research, exchange of ideas, events, publications and spaces for technical exchange at the national and international level.

He currently serves as Executive Vice President of Integrated Risk Management (CRO) at Banco de Reservas de la República Dominicana, the country’s largest financial institution, and as a Member of the Board of Directors of Inversiones y Reservas Puesto de Bolsa.

Felipe Suárez is the Executive Vice President of Integrated Risk Management at Banco Popular, where he has worked since 2012. Previously he was a partner at McKinsey & Co., leading projects in the financial sector in Latin America and the Caribbean for more than 10 years. He is a specialist in risk management, corporate finance and strategy for financial institutions.

He is an economist with a master’s in Economics from the Universidad de Los Andes, and earned a Master’s in Business Administration (MBA) at New York University.

An economist by profession, she currently serves as Vice President of Integrated Risk Administration at Banesco República Dominicana. She has more than 20 years of experience in the financial sector, built in Peru and the Dominican Republic, with a career tied to integrated risk management, strategy and finance.

Throughout her career she has led financial and non-financial risk, credit, models, continuity and organizational resilience teams and functions, supporting senior management in decision-making and in strengthening risk management and governance frameworks. Previously she served as Vice President of Integrated Risk Management at the Asociación Popular de Ahorros y Préstamos (APAP).

Yibrán Ortegón currently serves as Senior VP of Integrated Risk Management at Banco Santa Cruz. He has been Vice President of Integrated Risk and CRO of banks in Colombia such as Banco Caja Social and Banco Popular, part of the Aval financial conglomerate, and also worked at credit bureaus, where he served as Vice President of Consulting and Analytics for TransUnion in Colombia and Head of Analytics and Consulting at Datacrédito-Experian for Spanish-speaking Latin America.

He has also held management positions in Risk and Analytics at various local and international banks such as Citibank and Sudameris. Finally, he has been a speaker and presenter at different Risk and Analytics events at the local and international level.

He is a professional in Finance and International Relations from the Universidad Externado de Colombia, a Finance Specialist from the Universidad de los Andes, and holds a Master’s in Business Administration from the Universidad Javeriana de Colombia and an Executive MBA from Temple University in Philadelphia, as well as a program in Data Science and Analytics from the University of California, Berkeley, and other additional studies.

Director of Risk Monitoring and Data Governance · Superintendency of Banks of the Dominican Republic / Executive Director · Dominican Republic Risk Management Club

Economist who graduated from the Pontificia Universidad Católica Madre y Maestra, with a solid academic background that includes a Master’s in Business Administration with a certification in Finance, taught by the Universidad Iberoamericana together with Florida International University. She also holds a Risk Management Certification awarded by Némesis Risk. She has more than 15 years of experience in integrated risk management at local and foreign financial institutions, covering credit, liquidity and market risk, as well as in the supervision of those institutions under current local regulations and international standards.

Alfredo Pinel is an investment strategist in International Wealth Management, within Morgan Stanley’s Global Investment Office. He is one of the main authors of Global Insights Focus, a publication that offers practical perspectives on investment strategies outside the United States. In his role, Alfredo works closely with Financial Advisors and clients to develop customized and scalable portfolios, leveraging the Firm’s quantitative frameworks for portfolio construction.

Before joining Morgan Stanley, Alfredo was director of Research at Bravos Research, a European start-up specialized in financial research. Previously, he served as global equity strategist at Empirical Research Partners in New York, where he applied his experience in portfolio strategy and the firm’s quantitative frameworks to provide institutional portfolio managers and chief investment officers (CIOs) with differentiated investment insights.

He earned an MBA from the University of Chicago, after completing a bachelor’s degree in Industrial and Systems Engineering at the University of Florida. He also holds the CAIA certification.