Privacy Policies

Who we are

We are a private, independent and non-political non-profit association, not affiliated with any body or institution, governed by the provisions of Law No. 122-05. Its purpose is to foster risk culture and the exchange of ideas, analysis, research, experiences and comparison of opinions among members on best practices in risk management and on local and international regulations for strengthening financial companies.

The association behind this website is the following:

DOMINICAN REPUBLIC RISK MANAGEMENT CLUB (CGRRD)

Registered address: La Isla Building, office 206, Av. Tiradentes at calle Presidente González, Ensanche Naco, Santo Domingo, Dominican Republic

Contact email: info@gestionderiesgo.org

For anything you need as a User in relation to this privacy policy, you can contact us at the email address above or at our physical address.

Information that the CGRRD collects or receives from its users and members

When accessing our website or contacting us by email, phone call, social media or any other available means of communication, the CGRRD may store and process personal information about you that allows you to be identified.

Information received from users or members

The information that users and members provide to the CGRRD may include the person’s first and last name, address, email, contact phone number, employment details, information about their academic and professional background, financial information, personal description, photographs, images, documents and comments through the following channels:

• Membership registration forms completed from the website or in person;
• Contact form;
• Registration forms to take part in in-person or virtual academic training activities;
• Content of correspondence shared with the CGRRD by phone, email or regular mail;
• Website access log;
• Subscriptions and orders placed on the website;
• Participation in forums or social media from the website;
• Taking part in a promotion or survey; and
• Reporting a malfunction or request regarding the site

Information we collect automatically from users or members

When accessing the CGRRD website, the following information may be collected automatically:

• IP address;
• Website access information;
• Type and version of the browser used to access the website;
• Time zone setting;
• Country of origin;
• Operating system and platform;
• Information related to the visit to the website;
• Sections visited within the website;
• Website response time;
• Duration of the visit to the website; and
• Information on user interaction.

When you take part in events organized or sponsored by the CGRRD, such as conferences, congresses, meetings, specialized training and assemblies, they may be recorded or photographed and the member’s physical image may be captured.

How the CGRRD would use the information received and collected automatically

The purpose of collecting the data mentioned in the previous point is to maintain direct and personalized contact with our users and members. In this way, we will use your data to answer the questions or the information you have requested, manage your requests and guarantee you a memorable experience that respects best practices.

Under no circumstances will you receive information from third parties without having been notified and your express consent previously requested.

Information received from users or members

The CGRRD may use this information for the following:

• Answer your questions and concerns;
• Be able to provide users and members with the products and services requested from the CGRRD and meet the contractual obligations agreed between the parties;
• To provide information about other products and services offered by the CGRRD similar to those purchased. This will be done taking into account your prior consent;
• Notify changes to the CGRRD’s services;
• Manage access to the different platforms designed for members;
• Allow interaction with the website. For example, writing comments;
• Process payments for the services and subscriptions requested through external payment processors (AZUL or PayPal): your card details are entered directly on the processor’s page and the Club does not receive or store them;
• To comply with regulatory and legal requirements;
• Ensure the trust and security of the website and its users; and
• Capturing your image or voice at some of the CGRRD’s events for promotional purposes on the website or on the CGRRD’s social media.

Use of data for commercial purposes

Contact details voluntarily shared with the CGRRD may be used to notify of the promotional agreements that the CGRRD has entered into with companies, professionals and/or collaborating associations to offer users certain features different from or additional to those they had contracted or accepted.

The CGRRD user or member may, whenever they decide, stop receiving promotional emails by notifying their decision through the CGRRD’s relevant contact channels.

Information we collect automatically from users or members

The CGRRD may use this information for the following:

• Administer the website in its internal operations, including data analysis, research, surveys and statistics;
• To ensure the correct operation of the website;
• Enable interaction with members and users;
• To keep the website reliable and secure; and
• To measure the effectiveness of the CGRRD’s policies.

To inform you of the following regarding your data:

• Your data will not be used for purposes other than carrying out the processing for which you expressly consented at the time or for what is established in this policy by us;
• All this information is stored on a separate secure server.

To warn you that the information you provide through the website may reveal or allow others to infer your nationality, ethnicity, sex, age or other aspects of your private life. Thus, by providing this information entirely voluntarily by any means, the user is expressly and voluntarily accepting this Privacy Policy.

Membership application and identity documents

Anyone who applies to become a full member through the registration form on the website provides, in addition to their contact and employment details, their date of birth, nationality, the type and number of their identity document, a PDF copy of that document, their résumé as a PDF or the link to their LinkedIn profile, the working committees they wish to join and, when paying by bank transfer, the proof of payment.

This data is used to verify the applicant’s identity, process and ratify the application and meet the requirements of the CGRRD as a non-profit association, including the validation of participants in assemblies. Documents are stored encrypted on the server and are seen only by the Club’s administration. The copy of the identity document and the résumé are sent to info@gestionderiesgo.org only once the payment is validated and the application is accepted. Applications whose email address is never confirmed are automatically deleted after 14 days, together with any documents attached.

The processing of this data is governed by Law No. 172-13 on the Comprehensive Protection of Personal Data. To access, correct or request the deletion of your data, write to us at info@gestionderiesgo.org.

Sharing data with third parties

As already established in the previous points, the CGRRD will not provide users’ or members’ data to third parties. If it wished to do so, you would be informed beforehand and your consent would be requested.

Cada vez que nos envíe datos personales deberá dar su consentimiento expreso haciendo click en la casilla que aparece en la parte inferior de cada formulario donde se recogen sus datos, o cuando nos escribe a nuestro correo electrónico de contacto o cualquier otro habilitado para funcionalidades concretas de la plataforma, estará aceptando expresamente que podamos recabar sus datos para la finalidad o petición que nos haya indicado. Con dicha(s) acción(es), nos está manifestando de forma libre e inequívoca que está de acuerdo con que el CGRRD trate sus datos según las finalidades mencionadas en los apartados anteriores.

The user or member guarantees that the personal data provided to the CGRRD is truthful and is responsible for communicating any changes to it in a timely manner.

The user’s or members’ acceptance that their data be processed for the purposes set out in this policy is always revocable, without retroactive effect, in accordance with the legislation in force; therefore, you have the right to withdraw your consent at any time, without this affecting the lawfulness of processing based on your prior consent.

Age of majority

To be a member of the CGRRD you must be of legal age, so you must be over 18 years old.

Security measures in data collection

To guarantee the security of the website, we have integrated a security certificate that allows us to maintain the confidentiality and integrity of the data of our members and users that have been sent or collected through the means mentioned.

Also, as a user of our website you understand, accept and comprehend that security measures on the Internet are not impregnable and that, therefore, you undertake to adopt the necessary security measures that allow you to trust the authenticity of the website in which you are entering your data. We will also do our best to guarantee the privacy and security of your identification data at all times, always exercising maximum diligence and implementing the necessary measures.

We inform you that you will be solely responsible for the security measures you implement in relation to protecting your data, so the CGRRD is not responsible for situations where the user or member has not implemented the appropriate security measures, nor for their consequences, nor for causes or damages caused by third parties outside the entity, including fortuitous events and/or force majeure.

In accordance with the above, the CGRRD cannot guarantee that unauthorized third parties will not be able to learn the type, conditions, characteristics and circumstances of the use that users or members make of the services offered on the website.

Retention period of data received and collected

The personal data provided will be kept for the time necessary to fulfill the purpose for which they are collected and to determine possible liabilities that could arise from that purpose, in addition to the periods that derive from applicable legislation.

Links to other websites

Our website may contain links to other sites that may be of interest to you. Once you click on these links and leave our page, we no longer have control over the site you are redirected to and therefore we are not responsible for the terms or privacy or the protection of your data on those other third-party sites. Those sites are subject to their own privacy policies, so it is advisable that you review them to confirm that you agree with them

Changes to privacy policies

The CGRRD reserves the right to modify this policy to adapt it to future legislative or case-law developments, as well as to future uses it plans to make of the personal data of the website’s users or members. If that change affected you with regard to the processing of your data, for example because some additional processing of it that was not previously reported is going to be carried out, we would notify you of this.

Users or members are advised, in any case, to read the Privacy Policy each time they access the website.