Board of Directors

The Board of Directors is the management and representative body of the CGRRD. It is made up of the number of members determined by the general assembly, with a minimum of four (4) and a maximum of twelve (12) people. It will serve for four (4) years. There will also be up to five (5) alternates.

A graduate of the School of Economics of the Pontificia Universidad Católica Madre y Maestra (PUCMM), he holds a Master’s in Financial Economics from the University of San Francisco and a Master’s in Mathematics from INTEC. He pursued doctoral studies in Finance (ABD) at the Swiss Finance Institute in Switzerland. He has more than 15 years of experience in multiple areas of the Financial Sector and Financial Consulting, as well as in developing strategies and scaling fintech businesses, especially in digital lending and electronic payment methods. He has also been an Independent Director of various organizations in the technology services, fintech and traditional financial industries. He is currently CFO of the Asociación Popular de Ahorros y Préstamos.

Graduated as a lawyer in 1994 from the Pontificia Universidad Católica Madre y Maestra, he completed a Master’s in International Commercial and Financial Law in 2001 at King’s College London, University of London, England; and a Master’s in Financial Management in 2010 at the Pontificia Universidad Católica Madre y Maestra with a dual degree from Université Bordeaux IV, Bordeaux, France.

Since 2010 he has been an Independent External Member of the Board of Directors of Banco Múltiple Promerica de la República Dominicana, where he serves as Treasurer. He also chairs the Integrated Risk Management Committee and is a member of the Audit Committee and of the Appointments and Compensation Committee of that institution.

He has 25 years of experience in the legal and financial sector.

President of the Spanish Risk Management Club (CGRE), where he leads the Risk Certification promoted by ASBA, FELABAN and the CGRE. He has been Corporate Risk Director at Bankia, General Risk Director at BBVA Bancomer, Corporate Risk Management Director at the BBVA Group, Director of the Office of the Chairman at Argentaria, and Deputy General Director at Banco Exterior. He holds a degree in Economics and Business Administration from the Universidad Complutense de Madrid, is Professor of Strategic and Financial Management at CUNEF (Colegio Universitario de Estudios Financieros, Madrid) and Director of the Diploma in Risk Management at the Universidad Autónoma de Madrid, Spain, and the Instituto Tecnológico de Monterrey, Mexico.

Financial expert and evaluator of programs for multilaterals (IMF-WB, IDB, USAID), central banks and governments in Latin America: asset optimization in Colombia, evaluator under Basel, and liquidations of banks intervened during crises in the Dominican Republic, Nicaragua and Honduras. Economist from the Universidad Autónoma de Madrid. Global banking executive in Spain and board member. He has collaborated with the IDB on the editing of operational guides on asset management and the conceptual framework for banking crises.

Economist (B.A.) with a Master’s (M.A.) in Financial Risk Management and postgraduate studies in Data Science. He is a member of the Global Association of Risk Professionals (GARP), holding the professional designations Certified Financial Risk Manager (FRM) and Energy Risk Professional (ERP). He has broad experience (10+ years) in risk management roles as a consultant, practitioner and researcher, and finally as a regulator. He has more than 8 years as an instructor and lecturer in various master’s programs in financial risk management, derivatives and treasury.

He currently serves as Director of Economic Studies at the Superintendency of Banks. Previously, he served as Chief Risk Officer of the Securities Market Superintendency.

Ms. Jiménez is an Economist, a graduate of the Pontificia Universidad Católica Madre y Maestra in Santo Domingo, Dominican Republic, with master’s degrees in financial management and advisory from the Centro de Estudios Financieros in Spain and the University of Barcelona. She holds the following certifications: ISO 31000 Lead Risk Manager, International Certification in Integrated Risk Management from Nemesis Risk, and the 2019 Management Development Program at Barna Management School.

Cibeles has more than 15 years of experience in the financial sector, holding executive roles in Risk, where she implemented integrated risk management systems for new institutions in the sector; she is strong in documenting policies and defining corporate governance for a collegiate decision-making and strategy-setting system. She is an active member of ANJE, the Biodiversity Partnership Mesoamerica (BPM) and the Corporate Governance Institute of Costa Rica.