{"id":25442,"date":"2026-05-08T09:00:00","date_gmt":"2026-05-08T13:00:00","guid":{"rendered":"https:\/\/gestionderiesgo.org\/?p=25442"},"modified":"2026-10-11T20:07:38","modified_gmt":"2026-10-12T00:07:38","slug":"supervision-basada-en-riesgos-mercado-fiduciario-dominicano","status":"publish","type":"post","link":"https:\/\/gestionderiesgo.org\/en\/supervision-basada-en-riesgos-mercado-fiduciario-dominicano\/","title":{"rendered":"Risk-based supervision: strengthening and evolution of the Dominican fiduciary market"},"content":{"rendered":"<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" 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fortalecimiento y evoluci\u00f3n del mercado fiduciario dominicano\" loading=\"eager\" decoding=\"async\"><\/figure>\n<div class=\"cgp-intro\">\n<p class=\"cgp-kind\">Article \u00b7 Local regulator and supervisor<\/p>\n<h2 class=\"cgp-title\">Risk-based supervision: strengthening and evolution of the Dominican fiduciary market<\/h2>\n<p class=\"cgp-lead\">The Superintendency explains how risk-based supervision replaces uniform and reactive approaches in the fiduciary market.<\/p>\n<dl class=\"cgp-facts\"><div><dt>Organization<\/dt><dd>Superintendency of Banks of the Dominican Republic (SB)<\/dd><\/div><div><dt>Document date<\/dt><dd>8 May 2026<\/dd><\/div><div><dt>Type<\/dt><dd>Article<\/dd><\/div><div><dt>Language<\/dt><dd>Spanish<\/dd><\/div><div><dt>Scope<\/dt><dd>Dominican Republic<\/dd><\/div><div><dt>Authorship<\/dt><dd>Laritza Landr\u00f3n Cede\u00f1o and Ingrid Chac\u00f3n C\u00e1rdenas<\/dd><\/div><\/dl>\n<div class=\"cgp-actions\"><a class=\"cgp-btn\" href=\"https:\/\/sb.gob.do\/publicaciones\/blog-institucional\/supervision-basada-en-riesgos-fortalecimiento-y-evolucion-del-mercado-fiduciario-dominicano\/\" target=\"_blank\" rel=\"noopener noreferrer\"><svg viewbox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M14 4h6v6\"\/><path d=\"M20 4l-9 9\"\/><path d=\"M18 14v5a1 1 0 0 1-1 1H5a1 1 0 0 1-1-1V7a1 1 0 0 1 1-1h5\"\/><\/svg>See the official source<\/a><\/div>\n<\/div>\n<\/header>\n<div class=\"cgp-body\">\n<div class=\"cgp-main\">\n<h3>What it contains<\/h3>\n<p>The article, published on 8 May 2026 on the Superintendency of Banks\u2019 institutional blog by Laritza Landr\u00f3n Cede\u00f1o and Ingrid Chac\u00f3n C\u00e1rdenas of the Fiduciary Market Supervision Department, explains how risk-based supervision (RBS) is applied to Dominican trustees. Unlike uniform and reactive approaches, RBS takes a forward-looking, comprehensive and differentiated approach that seeks to anticipate risks and their possible consequences.<\/p><p>RBS effectiveness rests on three pillars: risk identification and analysis, with a comprehensive assessment of the risks inherent in fiduciary activities; assessment and remediation, with formal communication of findings, clear expectations for improvement and the assignment of a Composite Risk Rating; and data analytics, to detect vulnerabilities early, with the implementation of a supervisory technology (suptech) application.<\/p><p>The text places the approach in the context of the market\u2019s growth: Dominican trustees have grown substantially since 2011 and, as of December 2025, public trusts managed more than RD$264 billion, 51\u00a0% of supervised fiduciary assets. The Superintendency published the financial statements of public trusts in March 2026 to strengthen transparency, and mentions the development of specific regulation for these trusts to provide greater legal certainty and supervisory effectiveness.<\/p>\n<section class=\"cgp-importa\"><h3>Why it matters for risk management<\/h3><p>It is a window into the logic with which the Superintendency approaches supervision: risk profile, composite rating and data analytics. For supervised institutions it helps to understand what evidence and what risk governance will be relevant, also beyond the fiduciary market.<\/p><\/section>\n<p class=\"cgp-note\">Summary prepared by the Dominican Republic Risk Management Club from a reading of the original document, with the source verified on 7 October 2026. It does not replace reading the official text and is not advice.<\/p>\n<p class=\"cgp-back\"><a href=\"\/en\/publicaciones\/\">See all publications<\/a><\/p>\n<\/div>\n<aside class=\"cgp-side\">\n<section class=\"cgp-card\"><h3>Key points<\/h3><ul class=\"cgp-points\"><li>RBS is forward-looking, comprehensive and differentiated, as opposed to uniform and reactive approaches.<\/li><li>Three pillars: risk identification and analysis, assessment and remediation, and data analytics.<\/li><li>Findings are communicated formally and a Composite Risk Rating is assigned.<\/li><li>As of December 2025, public trusts managed more than RD$264 billion (51\u00a0% of supervised fiduciary assets).<\/li><li>A suptech application is being implemented and specific regulation for public trusts is being developed.<\/li><\/ul><\/section>\n<section class=\"cgp-card\"><h3>How to cite it<\/h3><p class=\"cgp-cite\">Landr\u00f3n Cede\u00f1o, L. and Chac\u00f3n C\u00e1rdenas, I. (2026). Risk-based supervision: strengthening and evolution of the Dominican fiduciary market. Institutional blog, Superintendency of Banks of the Dominican Republic, 8 May 2026.<\/p><\/section>\n<section class=\"cgp-card\"><h3>Topics<\/h3><ul class=\"cgp-chips\"><li><a href=\"\/en\/publicaciones\/?tema=normativa-y-gobierno-corporativo\">Regulation and corporate governance<\/a><\/li><li><a href=\"\/en\/publicaciones\/?tema=riesgos-operacionales-y-emergentes\">Operational and emerging risks<\/a><\/li><\/ul><\/section>\n<\/aside>\n<\/div>\n<\/div><link rel=\"stylesheet\" href=\"https:\/\/fonts.googleapis.com\/css2?family=Zilla+Slab:wght@500;600&display=swap\">\n<footer id=\"cgr-foot\" aria-label=\"Footer of the Risk Management Club\">\n<style>\n#main{padding-bottom:0!important}\n.fusion-fullwidth:has(#cgr-foot),.fusion-layout-column:has(#cgr-foot){padding-bottom:0!important;margin-bottom:0!important}\n#cgr-foot{--navy:#0E3351;--blue:#186392;--web:#1A80B6;--red:#E22A3A;--ink:#1C2632;--slate:#5B6775;--line:#D9E1EA;--mist:#F2F5F8;\n  position:relative;margin:96px 0 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