{"id":4365,"date":"2023-01-31T12:14:44","date_gmt":"2023-01-31T16:14:44","guid":{"rendered":"https:\/\/gestionderiesgo.org\/?page_id=4365"},"modified":"2026-10-18T17:27:29","modified_gmt":"2026-10-18T21:27:29","slug":"terminos-y-condiciones-2","status":"publish","type":"page","link":"https:\/\/gestionderiesgo.org\/en\/terminos-y-condiciones-2\/","title":{"rendered":"Terms and Conditions"},"content":{"rendered":"<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div id=\"cgr-tc\"><link rel=\"preconnect\" href=\"https:\/\/i0.wp.com\"><link rel=\"stylesheet\" href=\"https:\/\/fonts.googleapis.com\/css2?family=Zilla+Slab:wght@500;600&display=swap\"><style>\n.fusion-page-title-bar{background-image:linear-gradient(rgba(9,26,44,.66),rgba(9,26,44,.66)),url(\"https:\/\/i0.wp.com\/gestionderiesgo.org\/wp-content\/uploads\/2026\/01\/DSC_0114-scaled.jpg?w=1920\")!important;background-size:cover!important;background-position:50% 12%!important}\n@media (max-width:640px){.fusion-page-title-bar{min-height:150px!important;display:flex!important;align-items:center!important;justify-content:center!important}.fusion-page-title-bar .fusion-page-title-captions h1,.fusion-page-title-bar h1{font-size:28px!important}}\n#cgr-tc{--navy:#0E3351;--blue:#186392;--web:#1A80B6;--red:#E22A3A;--ink:#1C2632;--slate:#5B6775;--line:#E1E7EE;--mist:#F2F5F8;\n  width:100%;min-width:0;box-sizing:border-box;max-width:1200px;margin:0 auto;padding:44px 20px 0;color:var(--ink);font-family:\"Open Sans\",system-ui,sans-serif;font-size:16.5px;line-height:1.65}\n#cgr-tc *{box-sizing:border-box}\n#cgr-tc a{color:var(--web);text-decoration:underline;text-underline-offset:3px}\n#cgr-tc a:hover{color:var(--navy)}\n#cgr-tc a:focus-visible{outline:2px solid var(--web);outline-offset:3px;border-radius:4px}\n#cgr-tc .cgt-in{max-width:760px;margin:0 0 34px}\n#cgr-tc .cgt-in p{margin:0 0 10px}\n#cgr-tc .cgt-date{font-size:14.5px;color:var(--slate)}\n#cgr-tc .cgt-grid{display:grid;grid-template-columns:240px minmax(0,1fr);gap:48px;align-items:start}\n#cgr-tc .cgt-toc{position:sticky;top:96px;border-left:3px solid var(--line);padding:2px 0 2px 18px}\n#cgr-tc .cgt-toc h2{font-family:\"Zilla Slab\",Georgia,serif;font-weight:600;font-size:20.5px;line-height:1.2;color:var(--navy);margin:0 0 10px;display:flex;align-items:center;gap:9px}\n#cgr-tc .cgt-toc h2 svg{width:15px;height:15px;flex:none}\n#cgr-tc .cgt-toc ol{list-style:none;margin:0;padding:0;counter-reset:t}\n#cgr-tc .cgt-toc li{counter-increment:t;margin:0}\n#cgr-tc .cgt-toc a{display:block;padding:5px 0;font-size:14.5px;line-height:1.35;color:var(--slate);text-decoration:none}\n#cgr-tc .cgt-toc a:before{content:counter(t) \". \";color:var(--blue);font-weight:600}\n#cgr-tc .cgt-toc a:hover{color:var(--navy)}\n#cgr-tc .cgt-doc{max-width:760px;min-width:0}\n#cgr-tc section{margin:0 0 38px;scroll-margin-top:96px;counter-increment:s}\n#cgr-tc .cgt-doc{counter-reset:s}\n#cgr-tc section h2{font-family:\"Zilla Slab\",Georgia,serif;font-weight:600;font-size:25.5px;line-height:1.2;color:var(--navy);margin:0 0 12px}\n#cgr-tc section h2:before{content:counter(s) \". \";color:var(--blue)}\n#cgr-tc section p{margin:0 0 12px;max-width:72ch}\n#cgr-tc section ul{margin:0 0 14px;padding-left:22px}\n#cgr-tc section li{margin:0 0 8px;max-width:72ch}\n@media (max-width:900px){#cgr-tc{padding:30px 16px 0}#cgr-tc .cgt-grid{grid-template-columns:minmax(0,1fr);gap:26px}#cgr-tc .cgt-toc{position:static}#cgr-tc section h2{font-size:22.5px}}\n@media print{#cgr-tc .cgt-toc{display:none}#cgr-tc .cgt-grid{display:block}}\n<\/style>\n<header class=\"cgt-in\"><p>These terms explain how to use gestionderiesgo.org, how full membership works and what to expect when you pay or register for a Club activity. Read them before submitting your application. If anything is unclear, write to us at <a href=\"mailto:info@gestionderiesgo.org\">info@gestionderiesgo.org<\/a>.<\/p><p class=\"cgt-date\">Last updated: October 11, 2026<\/p><\/header>\n<div class=\"cgt-grid\"><nav class=\"cgt-toc\" aria-label=\"Contenido de los t\u00e9rminos\"><h2><svg viewbox=\"0 0 100 97\" aria-hidden=\"true\"><path d=\"M46 0H98L100 2V53L56 96H51L45 54L1 50L0 46Z\" fill=\"#E22A3A\" stroke=\"#E22A3A\" stroke-width=\"6\" stroke-linejoin=\"round\"\/><\/svg>On this page<\/h2><ol><li><a href=\"#quienes\">Who we are<\/a><\/li><li><a href=\"#uso\">Use of the site<\/a><\/li><li><a href=\"#membresia\">Full membership<\/a><\/li><li><a href=\"#pagos\">Payments<\/a><\/li><li><a href=\"#reembolsos\">Cancellations, returns and refunds<\/a><\/li><li><a href=\"#cuenta\">Your account and the Members Area<\/a><\/li><li><a href=\"#eventos\">Events, training and webinars<\/a><\/li><li><a href=\"#propiedad\">Intellectual property<\/a><\/li><li><a href=\"#informacion\">Information, not advice<\/a><\/li><li><a href=\"#datos\">Personal details<\/a><\/li><li><a href=\"#enlaces\">Links to other sites<\/a><\/li><li><a href=\"#cambios\">Changes to these terms<\/a><\/li><li><a href=\"#ley\">Governing law and contact<\/a><\/li><\/ol><\/nav>\n<div class=\"cgt-doc\">\n<section id=\"quienes\"><h2>Who we are<\/h2><p>This site belongs to the Dominican Republic Risk Management Club (CGRRD), a private, independent, non-profit association governed by Law No. 122-05. Our address is La Isla Building, office 206, Av. Tiradentes at calle Presidente Gonz\u00e1lez, Ensanche Naco, Santo Domingo, Dominican Republic.<\/p><p>By using the site, submitting a form or paying for a service you accept these terms and the <a href=\"\/en\/politicasdeprivacidad\/\">Privacy Policy<\/a>. If you do not agree, please do not use the site.<\/p><\/section>\n<section id=\"uso\"><h2>Use of the site<\/h2><p>The site is for informational and educational purposes and for networking among risk management professionals. You agree to use it in good faith and not to:<\/p><ul><li>try to access areas, accounts or data that are not yours;<\/li><li>interfere with the operation of the site or its security measures;<\/li><li>submit false information, information belonging to others or information you are not authorized to share;<\/li><li>use the site for unlawful activities or to send unsolicited advertising to other users.<\/li><\/ul><\/section>\n<section id=\"membresia\"><h2>Full membership<\/h2><p>You can apply for full membership from the page <a href=\"\/en\/formulario-de-inscripcion\/\">Apply for membership<\/a>. The process has these steps:<\/p><ul><li><strong>Application.<\/strong> You complete the form with truthful information and upload your identity document and your r\u00e9sum\u00e9 as a PDF or the link to your LinkedIn profile. The documents are used to verify your identity, for assemblies and for other requirements of a non-profit association.<\/li><li><strong>Email confirmation.<\/strong> You confirm your email with the link we send you. Each email address belongs to one person; if you are already a member, you cannot register again with the same email.<\/li><li><strong>Payment.<\/strong> You pay the annual fee with one of the methods available on the payment page. The current amount is shown in the form before you pay and there is no separate registration fee.<\/li><li><strong>Ratification.<\/strong> The Board of Directors ratifies your admission in accordance with the Club\u2019s bylaws, at its next session. You receive your membership number when the payment is confirmed and access to the Members Area when your admission is ratified.<\/li><\/ul><p>Membership lasts twelve months from the date of your payment. One month before it expires we email you a link to renew it. If you do not renew, you keep access to the Members Area for 30 days after expiration; after that, access is suspended.<\/p><p>Your rights and duties as a member are those set out in the <a href=\"\/en\/estatutos\/\">bylaws<\/a>. If there is any difference between these terms and the bylaws, the bylaws prevail.<\/p><p>The Club may decline an application, for example if the information cannot be verified or the requirements of the bylaws are not met. If you had already paid, the payment is returned to you by the same means you used.<\/p><\/section>\n<section id=\"pagos\"><h2>Payments<\/h2><p>Payments are made by bank transfer, PayPal or credit or debit card, depending on the methods you see available on the payment page. Prices are expressed in the currency indicated for each transaction.<\/p><p>Card and PayPal payments are processed by external payment providers. The Club does not store your card details. If you pay by bank transfer, you must attach the proof of payment on the payment page; your payment is considered received once the finance team verifies it.<\/p><p>When a payment is completed you will receive a receipt or confirmation by email. Keep it: you will need it if you request a refund.<\/p><\/section>\n<section id=\"reembolsos\"><h2>Cancellations, returns and refunds<\/h2><p>The rules for delivery, cancellation, returns and refunds are set out in the <a href=\"\/en\/politicas-de-reembolso\/\">Delivery, Cancellation, Returns and Refund Policy<\/a>. It forms part of these terms.<\/p><p>Refund requests are sent to <a href=\"mailto:info@gestionderiesgo.org\">info@gestionderiesgo.org<\/a> with the proof of payment.<\/p><\/section>\n<section id=\"cuenta\"><h2>Your account and the Members Area<\/h2><p>Your username is your email address. You choose your password and are responsible for keeping it confidential. If you suspect someone else knows it, change it immediately or write to us.<\/p><p>The recordings, presentations, documents and other exclusive content in the Members Area are for your personal use. You may not copy, redistribute or publish them, or share your access with other people. The Club may suspend the access of anyone who breaks this rule.<\/p><\/section>\n<section id=\"eventos\"><h2>Events, training and webinars<\/h2><p>Each activity (conference, breakfast conference, course, seminar or webinar) publishes its own conditions on its page: date, capacity, price, requirements and how to register. Places are limited and are assigned in order of registration; when they run out, a waiting list may be opened.<\/p><p>The Club may reschedule or cancel an activity. If it does so after you have registered, we will email you the available options, such as a new date or a refund in accordance with the refund policy.<\/p><\/section>\n<section id=\"propiedad\"><h2>Intellectual property<\/h2><p>The texts, design, logo, images and materials on the site belong to the Club or its authors and are protected by intellectual property laws. You may quote excerpts with credit to the source and a link to the site. For any other use you need written authorization.<\/p><p>Third-party presentations and publications retain their authors\u2019 rights and any conditions they specify.<\/p><\/section>\n<section id=\"informacion\"><h2>Information, not advice<\/h2><p>The content of the site and of the Club\u2019s activities is informational and educational. It is not legal, financial, regulatory or investment advice, nor does it replace professional judgment. The Club strives to keep the information accurate and up to date, but does not guarantee that it is free of errors and is not responsible for decisions made solely on the basis of it.<\/p><\/section>\n<section id=\"datos\"><h2>Personal details<\/h2><p>We process your data in accordance with the <a href=\"\/en\/politicasdeprivacidad\/\">Privacy Policy<\/a> and Law No. 172-13 on the Comprehensive Protection of Personal Data. There we explain what data we collect, what we use it for, how we protect it and how you can access, correct or request deletion of it.<\/p><\/section>\n<section id=\"enlaces\"><h2>Links to other sites<\/h2><p>The site may link to third-party pages (agencies, media, social networks, payment providers). The Club does not control those sites and is not responsible for their content or policies.<\/p><\/section>\n<section id=\"cambios\"><h2>Changes to these terms<\/h2><p>The Club may update these terms. The version in force is the one published on this page, with its update date. If a change affects an application or a payment in progress, we will let you know by email.<\/p><\/section>\n<section id=\"ley\"><h2>Governing law and contact<\/h2><p>These terms are governed by the laws of the Dominican Republic. Any dispute will be submitted to the competent courts of the Dominican Republic, without prejudice to our first trying to resolve it in good faith.<\/p><p>For questions about these terms, write to us at <a href=\"mailto:info@gestionderiesgo.org\">info@gestionderiesgo.org<\/a> or call us at 809-745-3289 or 849-477-4959, Monday to Thursday from 8:30 AM to 5:30 PM and on Fridays from 8:30 AM to 5:00 PM.<\/p><\/section>\n<\/div><\/div>\n<\/div>\n<footer id=\"cgr-foot\" aria-label=\"Footer of the Risk Management Club\">\n<style>\n#main{padding-bottom:0!important}\n.fusion-fullwidth:has(#cgr-foot),.fusion-layout-column:has(#cgr-foot){padding-bottom:0!important;margin-bottom:0!important}\n.post-content:has(#cgr-foot)>p:last-child{margin:0!important}\n#cgr-foot{--navy:#0E3351;--blue:#186392;--web:#1A80B6;--red:#E22A3A;--ink:#1C2632;--slate:#5B6775;--line:#D9E1EA;--mist:#F2F5F8;\n  position:relative;margin:96px 0 0;padding:0;background:var(--mist);box-shadow:0 0 0 100vmax 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.cgf-btn{width:100%;justify-content:center}#cgr-foot .cgf-bar{flex-direction:column;align-items:flex-start}}\n<\/style>\n\n<div class=\"cgf-ask\">\n  <div>\n    <h2>Looking for an event on a specific topic?<\/h2>\n    <p>Tell us which topics you would like to see at our upcoming events.<\/p>\n  <\/div>\n  <a class=\"cgf-btn\" href=\"mailto:info@gestionderiesgo.org\"><svg viewbox=\"0 0 24 24\" aria-hidden=\"true\"><rect x=\"3\" y=\"5\" width=\"18\" height=\"14\" rx=\"2\"\/><path d=\"m3.5 6.5 8.5 6.5 8.5-6.5\"\/><\/svg>Write to us<\/a>\n<\/div>\n\n<div class=\"cgf-main\">\n  <div class=\"cgf-brand\">\n    <img decoding=\"async\" src=\"https:\/\/gestionderiesgo.org\/wp-content\/uploads\/2025\/10\/LOGO-TRABAJO.png\" alt=\"Club de Gesti\u00f3n de Riesgos de la Rep\u00fablica Dominicana\" width=\"178\" height=\"108\" loading=\"lazy\">\n    <p>A non-profit association that promotes risk culture and best practices in integrated risk management, financial and non-financial, across the integrated financial system and the real sector, with a regional outlook.<\/p>\n    <div class=\"cgf-soc\">\n      <a href=\"https:\/\/www.linkedin.com\/company\/club-de-gesti%C3%B3n-de-riesgos-rd\/\" target=\"_blank\" rel=\"noopener\" aria-label=\"LinkedIn\"><svg viewbox=\"0 0 24 24\"><path d=\"M5.2 8.6H8.5V19H5.2zM6.9 3.5a1.9 1.9 0 1 1 0 3.8 1.9 1.9 0 0 1 0-3.8ZM10.6 8.6h3.1V10c.5-.9 1.6-1.7 3.3-1.7 3.5 0 4.1 2.2 4.1 5.1V19h-3.3v-5c0-1.2 0-2.7-1.7-2.7s-1.9 1.3-1.9 2.6V19h-3.3z\"\/><\/svg><\/a>\n      <a href=\"https:\/\/www.youtube.com\/channel\/UCgyWVnQOIYTYnBP25t3wikA\" target=\"_blank\" rel=\"noopener\" aria-label=\"YouTube\"><svg viewbox=\"0 0 24 24\"><path d=\"M21.6 7.2a2.7 2.7 0 0 0-1.9-1.9C18 4.8 12 4.8 12 4.8s-6 0-7.7.5a2.7 2.7 0 0 0-1.9 1.9C2 8.9 2 12 2 12s0 3.1.4 4.8a2.7 2.7 0 0 0 1.9 1.9c1.7.5 7.7.5 7.7.5s6 0 7.7-.5a2.7 2.7 0 0 0 1.9-1.9c.4-1.7.4-4.8.4-4.8s0-3.1-.4-4.8ZM10 15V9l5.2 3Z\"\/><\/svg><\/a>\n      <a href=\"https:\/\/www.instagram.com\/gestionriesgodr\/\" 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href=\"https:\/\/twitter.com\/gestionriesgodr\" target=\"_blank\" rel=\"noopener\" aria-label=\"X (Twitter)\"><svg viewbox=\"0 0 24 24\"><path d=\"M17.5 3.5h3l-6.6 7.5 7.8 9.5h-6.1l-4.8-5.9-5.5 5.9h-3l7.1-8L2.7 3.5H9l4.3 5.4Zm-1 15.3h1.7L7.6 5.1H5.8Z\"\/><\/svg><\/a>\n    <\/div>\n  <\/div>\n  <nav class=\"cgf-col\" aria-label=\"The Club\">\n    <h3>The Club<\/h3>\n    <ul>\n      <li><a href=\"\/en\/quienes-somos\/\">Who we are<\/a><\/li>\n      <li><a href=\"\/en\/miembros-fundadores-y-directores\/\">Founders and directors<\/a><\/li>\n      <li><a href=\"\/en\/comisiones-de-trabajo\/\">Working committees<\/a><\/li>\n      <li><a href=\"\/en\/organigrama\/\">Organization Chart<\/a><\/li>\n      <li><a href=\"\/en\/estatutos\/\">Bylaws<\/a><\/li>\n      <li><a href=\"\/en\/reglamento-interno\/\">Internal regulations<\/a><\/li>\n    <\/ul>\n  <\/nav>\n  <nav class=\"cgf-col\" aria-label=\"Membership and training\">\n    <h3>Membership<\/h3>\n    <ul>\n      <li><a href=\"\/en\/quienes-pueden-ser-miembros\/\">Who can become a member?<\/a><\/li>\n      <li><a href=\"\/en\/socios-protectores\/\">Sponsor members<\/a><\/li>\n      <li><a href=\"\/en\/formulario-de-inscripcion\/\">Apply for membership<\/a><\/li>\n      <li><a href=\"\/en\/gestor-global-de-riesgos\/\">International certification<\/a><\/li>\n      <li><a href=\"\/en\/otras-certificaciones\/\">Other certifications<\/a><\/li>\n    <\/ul>\n  <\/nav>\n  <nav class=\"cgf-col\" aria-label=\"Activities\">\n    <h3>Activities<\/h3>\n    <ul>\n      <li><a href=\"\/en\/proximos-eventos\/\">Upcoming events<\/a><\/li>\n      <li><a href=\"\/en\/webinars-celebrados\/\">Past webinars<\/a><\/li>\n      <li><a href=\"\/en\/blog\/\">CGR Blog<\/a><\/li>\n      <li><a href=\"\/en\/noticias\/\">News<\/a><\/li>\n      <li><a href=\"\/en\/publicaciones-y-o-comunicaciones\/\">Documents of interest<\/a><\/li>\n      <li><a href=\"\/en\/forum\/\">Forum<\/a><\/li>\n    <\/ul>\n  <\/nav>\n  <div class=\"cgf-col cgf-ct\">\n    <h3>Contact<\/h3>\n    <ul>\n      <li><svg viewbox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M12 21s-6.5-5.6-6.5-11a6.5 6.5 0 0 1 13 0c0 5.4-6.5 11-6.5 11Z\"\/><circle cx=\"12\" cy=\"10\" r=\"2.3\"\/><\/svg><span>La Isla Building, office 206. Av. Tiradentes at the corner of Presidente Gonz\u00e1lez, Ensanche Naco, Santo Domingo<\/span><\/li>\n      <li><svg viewbox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M5 4h4l2 5-2.5 1.5a11 11 0 0 0 5 5L15 13l5 2v4a2 2 0 0 1-2 2A16 16 0 0 1 3 6a2 2 0 0 1 2-2\"\/><\/svg><span><a href=\"tel:+18097453289\">809-745-3289<\/a><br><a href=\"tel:+18494774959\">849-477-4959<\/a><a class=\"cgf-wa\" href=\"https:\/\/wa.me\/18494774959\" target=\"_blank\" rel=\"noopener\" aria-label=\"Escribir por WhatsApp al 849-477-4959 (se abre en una pesta\u00f1a nueva)\" title=\"WhatsApp\"><svg viewbox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M17.472 14.382c-.297-.149-1.758-.867-2.03-.967-.273-.099-.471-.148-.67.15-.197.297-.767.966-.94 1.164-.173.199-.347.223-.644.075-.297-.15-1.255-.463-2.39-1.475-.883-.788-1.48-1.761-1.653-2.059-.173-.297-.018-.458.13-.606.134-.133.298-.347.446-.52.149-.174.198-.298.298-.497.099-.198.05-.371-.025-.52-.075-.149-.669-1.612-.916-2.207-.242-.579-.487-.5-.669-.51-.173-.008-.371-.01-.57-.01-.198 0-.52.074-.792.372-.272.297-1.04 1.016-1.04 2.479 0 1.462 1.065 2.875 1.213 3.074.149.198 2.096 3.2 5.077 4.487.709.306 1.262.489 1.694.625.712.227 1.36.195 1.871.118.571-.085 1.758-.719 2.006-1.413.248-.694.248-1.289.173-1.413-.074-.124-.272-.198-.57-.347m-5.421 7.403h-.004a9.87 9.87 0 01-5.031-1.378l-.361-.214-3.741.982.998-3.648-.235-.374a9.86 9.86 0 01-1.51-5.26c.001-5.45 4.436-9.884 9.888-9.884 2.64 0 5.122 1.03 6.988 2.898a9.825 9.825 0 012.893 6.994c-.003 5.45-4.437 9.884-9.885 9.884m8.413-18.297A11.815 11.815 0 0012.05 0C5.495 0 .16 5.335.157 11.892c0 2.096.547 4.142 1.588 5.945L.057 24l6.305-1.654a11.882 11.882 0 005.683 1.448h.005c6.554 0 11.89-5.335 11.893-11.893a11.821 11.821 0 00-3.48-8.413Z\"\/><\/svg><\/a><\/span><\/li>\n      <li><svg viewbox=\"0 0 24 24\" aria-hidden=\"true\"><rect x=\"3\" y=\"5\" width=\"18\" height=\"14\" rx=\"2\"\/><path d=\"m3.5 6.5 8.5 6.5 8.5-6.5\"\/><\/svg><a href=\"mailto:info@gestionderiesgo.org\">info@gestionderiesgo.org<\/a><\/li>\n      <li><svg viewbox=\"0 0 24 24\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"9\"\/><path d=\"M12 7v5l3 2\"\/><\/svg><span>Monday to Thursday, 8:30 a.m. to 5:30 p.m.<br>Friday, 8:30 a.m. to 5:00 p.m.<\/span><\/li>\n    <\/ul>\n  <\/div>\n<\/div>\n\n<div class=\"cgf-bar\">\n  <div class=\"cgf-legal\"><img decoding=\"async\" class=\"cgf-pay\" src=\"https:\/\/gestionderiesgo.org\/wp-content\/uploads\/2023\/01\/Verified.png\" alt=\"Verified by Visa y Mastercard ID Check\" width=\"101\" height=\"34\" loading=\"lazy\"><p>\u00a9 2026 Gesti\u00f3n de Riesgo RD, SRL. All rights reserved.<\/p><\/div>\n  <nav class=\"cgf-pol\" aria-label=\"Policies\">\n    <a href=\"\/en\/politicasdeprivacidad\/\">Privacy<\/a><a href=\"\/en\/terminos-y-condiciones-2\/\">Terms and Conditions<\/a><a href=\"\/en\/politicas-de-reembolso\/\">Delivery and refunds<\/a><a href=\"\/en\/politicas-de-seguridad\/\">Security<\/a><a href=\"\/en\/preguntas-frecuentes\/\">Frequently asked questions<\/a>\n  <\/nav>\n<\/div>\n<\/footer>\n<\/div><\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"100-width.php","meta":{"footnotes":""},"class_list":["post-4365","page","type-page","status-publish","hentry"],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/gestionderiesgo.org\/en\/wp-json\/wp\/v2\/pages\/4365","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/gestionderiesgo.org\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/gestionderiesgo.org\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/gestionderiesgo.org\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/gestionderiesgo.org\/en\/wp-json\/wp\/v2\/comments?post=4365"}],"version-history":[{"count":5,"href":"https:\/\/gestionderiesgo.org\/en\/wp-json\/wp\/v2\/pages\/4365\/revisions"}],"predecessor-version":[{"id":26698,"href":"https:\/\/gestionderiesgo.org\/en\/wp-json\/wp\/v2\/pages\/4365\/revisions\/26698"}],"wp:attachment":[{"href":"https:\/\/gestionderiesgo.org\/en\/wp-json\/wp\/v2\/media?parent=4365"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}